Economics expert, Travis Mountain talks with Les Sinclair about new legislation that requires credit reporting agencies to allow free credit freezes simplifying your ability to safeguard your financial history. Prior to the change, which will take effect September 21, 2018, Travis Mountain is a Virginia Cooperative Extension Specialist and an assistant professor of agricultural and applied economics in the Virginia Tech College of Agriculture and Life Sciences. He specializes in financial and economic well-being including behavioral economics and financial decision-making.  Credit Report Here: https://www.annualcreditreport.com